Table of Contents
These Terms of Use explain the rules for using Nitty Gritty Startups’ website and services (Website). When we say ‘you,’ we mean the person using our Website or, if you’re using them for a business or organization, we mean that business or organization. When you use our Website, you agree to follow these Terms of Use.
These Terms of Use have an important section about resolving disputes through arbitration instead of going to court. Please read this section carefully. If you don’t agree with it, or with any part of these Terms of Use, including the arbitration and class action waiver, please don’t use our Website.
If you make any purchases, you might have to give your credit card or bank account details to other companies. To learn more about how we collect and use your information when you use our Website, check out our Privacy Policy.
1. Signing Up and Keeping Your Account Safe
To use our Website, you need to meet these requirements:
a) Creating an Account: If you do not intend to make any purchases or post any materials on our Website, you are not required to create an account or provide us with any personal information. To make any purchases or make any post on our Website you will need to create an account. When you do, we’ll ask for some personal information like your email address, and you’ll need to choose a username and password. This information is your “Registration Information.”
When you create and manage your account, you promise to give us accurate and complete information about yourself. You also agree not to pretend to be someone else, lie about your connections with others, use false info, or hide who you are from Nitty Gritty Startups for any reason.
b) Protecting Your Account: You’re the one in charge of keeping your password and other Registration Information safe and secure. We strongly recommend that you don’t share this information with anyone else. If you do share it, we’ll assume that you’ve allowed them to act on your behalf. If you suspect that your account isn’t secure anymore, please tell us immediately at admin@nittygrittystartups.com for your safety and the safety of other users.
2. Using Third Party Services
a) Advice from Third Parties: Some of our services include advice and content from third parties. This advice and content is meant for information, education, or entertainment purposes only. It’s not legal, financial, tax or any other kind of advice from Nitty Gritty Startups. Nitty Gritty Startups is not a financial advisor or legal advisor and we are responsible for any advice from third parties. You are responsible for doing your own financial research and making your own financial decisions. Nitty Gritty Startups is not responsible for any decisions or actions you take, or that third parties take on your behalf, based on information you get from Nitty Gritty Startups.
b) Sharing Information with Third Parties: To make purchases, you might need to give sensitive information like credit card numbers, bank account numbers, or financial details to third parties. By using our services, you agree that Nitty Gritty Startups or its subcontractors can collect, store, and transfer this information for you, at your request. Our Privacy Policy has more details. You’re responsible for deciding to share sensitive information with third parties, and you do so at your own risk. Nitty Gritty Startups doesn’t control or have any say in how third parties use or store your information.
c) No Endorsement of Third Parties: Our services might have links to websites and services from third parties. We include these links for your convenience, but we don’t control or endorse these third-party websites and services. We haven’t checked the content, ads, products, services, or anything else on these third-party websites and services. We’re not responsible for their content, and we won’t be responsible if you use these third-party websites or services and experience any damage or loss.
3. Prohibited Behavior
When using our Website, you must not:
a) Break the Law: Don’t use our Website for illegal purposes or in a way that goes against any laws.
b) Rights of Others: Don’t violate or misuse the rights of others, including intellectual property rights. This means you shouldn’t copy or use someone else’s work without permission.
c) Inappropriate Content: Don’t post, upload, or share content that is illegal, false, defamatory, inaccurate, or that others might find offensive, profane, indecent, pornographic, harassing, threatening, hateful, or just plain inappropriate.
d) Mess with Security: Don’t tamper with any security features of our Website.
e) Disrupt the Services: Don’t interfere with how our Website works or with other users’ experiences. This includes sending viruses, adware, spyware, or any harmful code, making unwanted offers or ads to others, or trying to get personal info about users or others without their permission.
f) Automated Actions: Don’t use robots, scripts, spiders, or any other automated tools to collect info or content from our website or to use our services in ways that we haven’t approved. Scraping in particular is forbidden.
g) Fraudulent Actions: Don’t engage in fraud, making false claims about your affiliations, or accessing other users’ accounts without permission. Don’t fake your identity or any info about yourself, including your age or birthdate.
h) Unauthorized Use: Don’t copy, sell, transfer, modify, or misuse our services or any part of them.
i) Reverse Engineering: Unless it’s allowed by the law and these Terms of Use, don’t try to reverse engineer, disassemble, or take apart our services or any related source code without our written permission.
j) Transferring Access: You can’t sell or transfer your access to our Website to someone else.
4. Intellectual Property and Your Content
Our Website is protected by copyright and other intellectual property laws. This means you can’t copy, reproduce, publish, upload, post, send, or distribute any materials from our services without our clear permission. All trademarks and service marks on our services belong to Nitty Gritty Startups, except for third-party trademarks or service marks, which belong to their respective owners.
You promise that you own or have the right to use any content you post on our services. If you believe that your content has been used in a way that breaks copyright rules, you can contact us at:
Email: admin@nittygrittystartups.com
You’ll need to provide the following information: a signature (either electronic or physical) of the copyright owner or someone authorized to act on their behalf, a description of the copyrighted work that’s been used without permission, where you found the infringing material, your contact info, a statement that you believe in good faith that the use isn’t authorized by the copyright owner or the law, and a statement, made under penalty of perjury, that the information you’ve provided is accurate and that you’re either the copyright owner or authorized to act on their behalf. We have a policy that can result in the termination of users who repeatedly infringe on copyrights or other intellectual property rights.
You also give Nitty Gritty Startups the right to use, reproduce, modify, translate, send, display, perform, and distribute any content, information, or material you submit or post in connection with our Website or give to Nitty Gritty Startups for any reason. This includes using your content to provide you with our Website, for any purposes mentioned in our Privacy Policy, for feedback about our Website, and to de-identify the content (if it contains personal information). Nitty Gritty Startups exclusively owns any de-identified content created by or for Nitty Gritty Startups, and we can use it for any purpose.
5. Indemnification
You’re responsible for how you use our Website, and you agree to protect, defend, and not hold Nitty Gritty Startups or its current and former employees, contractors, directors, officers, and partners liable for any claims, liabilities, damages, losses, and expenses (including legal and accounting fees and costs). This includes any issues related to:
(i) Content you’ve shared through our Website,
(ii) Breaking these Terms of Use or any laws,
(iii) Violating the rights of third parties, like intellectual property rights, privacy rights, or confidentiality, or
(iv) Disagreements or problems between you and someone else.
If needed, Nitty Gritty Startups can take control of the defense and management of a matter that you’d otherwise be responsible for indemnifying us for, at our expense. In that case, you agree to help us with our defense.
6. Termination
If you violate these Terms of Use, your permission to use our Website will automatically end. Additionally, Nitty Gritty Startups can, at its sole discretion, suspend or terminate your user account and some or all of your access to our Website at any time, with or without notifying you. You can also choose to end your account at any time by contacting Customer Service at admin@nittygrittystartups.com. After your account is terminated, the information and content you provided won’t be accessible through your account anymore, but Nitty Gritty Startups might still keep this information and content stored. It could also be stored by third parties you’ve shared it with through our Website.
7. Modification of the Terms of Use
Nitty Gritty Startups can change these Terms and add new terms or conditions for using our Website. If we make changes, we’ll let you know by updating the date at the end of the Terms. In some cases, where the law requires it, we might send you an additional notice, like an email to the address you’ve given us. These changes and any new terms or conditions will take effect as soon as we notify you and will be part of these Terms. If you don’t agree to the changes or new terms and conditions, you must stop using our services and, if applicable, close your Nitty Gritty Startups accounts.
8. Disclaimers of Warranties
WE WANT YOU TO UNDERSTAND THAT:
A) NO GUARANTEES: OUR WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DON’T OFFER ANY WARRANTIES OR CONDITIONS, WHETHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, OR NON-INFRINGEMENT. WHILE WE AIM TO KEEP OUR SERVICES SAFE, SECURE, ACCURATE, AND FUNCTIONING WELL, WE CAN’T GUARANTEE THAT OUR SERVICES WILL ALWAYS WORK PERFECTLY, BE FREE FROM TECHNICAL OR FACTUAL ERRORS, OR BE CONTINUOUSLY AVAILABLE.
B) NO WARRANTY FOR ACCURACY: WE DON’T GUARANTEE THE ACCURACY OF THE INFORMATION, CONTENT, RECOMMENDATIONS, OR MATERIALS AVAILABLE THROUGH OUR SERVICES, AND WE’RE NOT LIABLE FOR ANY ERRORS OR INACCURACIES IN THEM. YOU’RE RESPONSIBLE FOR ENSURING YOU HAVE BACKUP COPIES OF ANY INFORMATION YOU SHARE THROUGH OUR WEBSITE.
C) INFORMATIONAL PURPOSE: THE INFORMATION PROVIDED THROUGH OUR WEBSITE IS FOR INFORMATIONAL, EDUCATIONAL, OR ENTERTAINMENT PURPOSES ONLY. IT DOES NOT CONSTITUTE LEGAL, FINANCIAL, TAX OR OTHER ADVICE. WE’RE NOT AFFILIATED WITH FINRA, AND WE’RE NOT A FINANCIAL INSTITUTION OR INSURANCE PROVIDER. WE DON’T PROMISE ANY SPECIFIC RESULTS OR SAVINGS FROM USING OUR WEBSITE.
BEFORE MAKING FINANCIAL DECISIONS OR IMPLEMENTING ANY FINANCIAL STRATEGIES, INCLUDING RECOMMENDATIONS FROM THIRD PARTIES THROUGH OUR WEBSITE, WE RECOMMEND GETTING ADDITIONAL INFORMATION AND ADVICE FROM ACCOUNTANTS OR OTHER FINANCIAL ADVISORS WHO UNDERSTAND YOUR INDIVIDUAL CIRCUMSTANCES. YOU’RE RESPONSIBLE FOR YOUR OWN FINANCIAL RESEARCH AND DECISIONS, AND WE’RE NOT RESPONSIBLE FOR ANY ACTIONS YOU TAKE BASED ON INFORMATION YOU RECEIVE AS A USER OF OUR WEBSITE.
D) NO WARRANTY FOR THIRD PARTIES: WE DON’T OFFER ANY WARRANTIES OR GUARANTEES, EXPRESSED OR IMPLIED, REGARDING ANY THIRD-PARTY SERVICES OR ADVICE PROVIDED BY THIRD PARTIES, INCLUDING QUOTES OR OFFERS PROVIDED THROUGH OUR WEBSITE. WE DON’T ENDORSE ANY SPECIFIC ADVISORS OR THIRD PARTIES. WE ACT AS AN INTERMEDIARY BETWEEN YOU AND THIRD-PARTY SERVICE PROVIDERS AND SPECIFICALLY DISCLAIM ANY LIABILITY FOR CONTENT, PRODUCTS, OR SERVICES PROVIDED BY THESE SERVICE PROVIDERS. PLEASE REFER TO SECTION 2 ABOVE FOR MORE DETAILS ABOUT THIRD PARTIES AND THIRD-PARTY SERVICES.
9. Limitation of Liability
To the maximum extent permitted by applicable law:
(a) Nitty Gritty Startups, its officers, employees, service providers, and representatives will not be liable to you for any incidental, special, consequential, indirect, or punitive damages, or for the loss of profits, revenue, data, or use. This includes damages arising from warranty, contract, tort (including negligence), statute, or any other legal theory, whether or not Nitty Gritty Startups has been informed of the possibility of such damages.
(b) If our liability hasn’t already been excluded as stated above, our total liability to you, whether in contract, tort, or any other legal theory, will not exceed the greater of what you paid us for the relevant services (if any) or $100 USD.
10. Governing Law
These Terms of Use are governed by the laws of England and Wales, without regard to conflict of law principles. If a lawsuit or court proceeding is permitted, both you and Nitty Gritty Startups agree to submit to the exclusive personal jurisdiction of the courts of England and Wales for the purpose of handling any disputes. We don’t claim that the information and materials provided in our Website are suitable or available for use outside of England and Wales.
11. Dispute Resolution by Binding Arbitration
CLASS ACTION WAIVER; ARBITRATION AGREEMENT
MOST DISPUTES AND CUSTOMER CONCERNS CAN USUALLY BE RESOLVED BY CONTACTING Nitty Gritty Startups DIRECTLY THROUGH THE PROVIDED CONTACT INFORMATION. HOWEVER, IN THE UNLIKELY EVENT THAT A DISPUTE CANNOT BE RESOLVED, EXCEPT WITH RESPECT TO SMALL COURT CLAIMS AND CLAIMS RELATED TO INTELLECTUAL PROPERTY, BOTH YOU AND Nitty Gritty Startups AGREE TO SUBMIT THE DISPUTE TO THE CENTRE FOR EFFECTIVE DISPUTE RESOLUTION (CEDR) OR ANOTHER ARBITRATION INSTITUTION BY MUTUAL AGREEMENT, AS DESCRIBED IN THIS ARBITRATION AGREEMENT.
THIS AGREEMENT ENTAILS THE FOLLOWING KEY POINTS:
– CLAIMS TO BE RESOLVED BY BINDING ARBITRATION: ANY DISPUTES OR CLAIMS BETWEEN YOU AND Nitty Gritty Startups, INCLUDING THOSE INVOLVING FORMER OR PAST EMPLOYEES, DIRECTORS, OFFICERS, AND CONTRACTORS, RELATED TO THE TERMS OR THE SERVICES, WILL BE RESOLVED THROUGH ARBITRATION, WITH CERTAIN EXCEPTIONS.
– NO RIGHT TO TRIAL BY JURY OR CLASS ACTION: BY AGREEING TO THESE TERMS, YOU WAIVE YOUR RIGHT TO A TRIAL BY JURY AND YOUR ABILITY TO PARTICIPATE IN CLASS ACTIONS OR REPRESENTATIVE ACTIONS.
– ARBITRATOR: ARBITRATION PROCEEDINGS WILL BE GOVERNED BY THE CEDR RULES AND WILL BE ADMINISTERED BY THE CEDR. THE ARBITRATOR WILL HAVE THE AUTHORITY TO RESOLVE DISPUTES RELATED TO THE INTERPRETATION AND ENFORCEABILITY OF THE ARBITRATION PROVISION AND OTHER TERMS IN THE AGREEMENT.
– NOTICE AND PROCESS: YOU MUST SEND A WRITTEN NOTICE OF DISPUTE TO THE OTHER PARTY BEFORE INITIATING ARBITRATION. IF A DISPUTE IS NOT RESOLVED WITHIN 90 DAYS, EITHER PARTY MAY COMMENCE ARBITRATION PROCEEDINGS.
– FEES: BOTH PARTIES WILL BEAR THEIR OWN COSTS AND FEES UNTIL SUCH TIME THAT THE ARBITRATOR MAKES A RULING ON FEES AND COSTS.
– CLASS ACTION WAIVER: ARBITRATION WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT ALLOWED, EXCEPT FOR CERTAIN SITUATIONS.
– MASS, COLLECTIVE, OR BATCH ARBITRATION: ADMINISTRATION OF ANY MASS, COLLECTIVE, OR BATCH ARBITRATION WILL BE GOVERNED BY THE TERMS SET FORTH IN THIS SECTION.
PLEASE NOTE THAT THIS ARBITRATION AGREEMENT DOES NOT APPLY TO SMALL CLAIMS COURT ACTIONS OR INJUNCTIVE RELIEF.
12. Modification of the Website
Nitty Gritty Startups has the right to modify or discontinue all or parts of the Website at any time without notice or further obligation to you. Nitty Gritty Startups will not be liable to you or any third party for such modifications, suspensions, or discontinuance of the Website, in whole or in part.
13. General
a) Entire Agreement: These Terms of Use, along with the Privacy Policy and Legal Disclaimer, constitute the entire agreement between you and Nitty Gritty Startups regarding your use of the Website and can only be amended by a written agreement signed by authorized representatives of both parties.
b) No Waiver: Nitty Gritty Startups’ failure to enforce any provision of the Terms does not waive its right to enforce it at a later time. A waiver of any breach or default does not constitute a waiver of subsequent breaches or defaults.
c) Severability: If any part of the Terms is deemed invalid or unenforceable, the remaining parts will remain in full force and effect.
d Partner Terms: Nitty Gritty Startups’ third-party partners may have their own specific terms of use for particular products or services. In case of a conflict between Partner Terms and Nitty Gritty Startups’ Terms of Use, Nitty Gritty Startups’ Terms of Use take precedence.
e) Third-Party Beneficiaries: Nitty Gritty Startups’s former and past employees, directors, officers, and contractors, along with their successors and assigns, are intended beneficiaries of the indemnification and arbitration provisions and have the right to enforce these provisions against you. The Terms of Use do not grant rights to anyone except you and Nitty Gritty Startups and do not create any third-party beneficiary rights.
14. Nitty Gritty Startups Customer Service
If you have any questions or suggestions about the service or need to contact Nitty Gritty Startups for any reason, you can reach out to their customer service team by emailing them at admin@nittygrittystartups.com.
For any inquiries, suggestions, or feedback, please don’t hesitate to reach out to us through our Contact Page.